Acceptance of bank cards
Payment by Bank Cards

Bank cards are finding increasing use among customers. The support of card acquiring is aimed at meeting the demand of customers who need cashless payments, expanding the availability of goods or services and in some cases may be a key factor for a business solution.

Soft-logic Cloud software supports the acceptance of payments not only on the basis of cash, but also with the use of non-cash functionality. The use of acquiring increases the convenience for end customers, increases the overall solvency and sales level, providing an alternative method of payment. Simultaneously, the overall quality of services is increased, the cost of cash collection and storage is reduced and the risks associated with the turnover and receipt of cash are also reduced.

Varieties of POS-terminals
External pos-terminals Ingenico IPP 320

Perfectly suited for use in self-service terminals, which are installed in the customer's premises and are under the constant supervision of employees. Ideal for retail, catering, payment for services. Accepts payments of any type, including contactless and NFC.

Ingenico IPP 320


The terminal is equipped with a color screen – 3.5 inches diagonal, backlit keys for greater visibility in dimly lit places, chip and magnetic card reader, module for receiving contactless payments. Terminal also can display company logo on the main screen.

VX 820

Built-in pos-terminals The set of Ingenico modules - intelligent pinpad iUP250, iUR250 hybrid reader, iUC150 contactless card reader

This bundle of modules is designed for integration into self-service terminals and kiosks, automated systems at gasoline stations, vending machines, etc. The main application is in street terminals or in terminals that operate in public places. The Ingenico plug-in module is a complete, high-quality, anti-vandal, resistant to any kind of external influences. The contactless card reader allows you to make one-touch payments using Visa PayWave or MasterCard PayPass technology.

Ready Solution

At the moment, we have a ready-made solution based on the integration of the terminal software with the Arcus 2 CAP software product developed by Inzhenko LLC. The Arcus 2 CAP (Cash Register Application) system is a set of software and hardware that allows receiving non-cash payments using bank cards, including magnetic cards, chip cards (EMV), contactless cards, as well as manual data entry.

Cooperation with Ingenico Group ensures compatibility of Soft-logic Cloud software with POS terminals of Ingenico company and allows partners and clients of Soft-logic company to use card acquiring.

Wireless payment

If there is a technical capability, the use of wireless payment using Apple Pay, Samsung Pay and Android Pay is supported by the chosen POS-terminal model. When the transaction is initiated and the result is received by the management software, there are no restrictions on the payment mechanism used. It is important that this opportunity is provided by the chosen POS-terminal.

The provision of wireless payment is supported by more expensive smartphone models, accordingly, it provides a high-quality service for the appropriate category of customers. In some cases, the provision of payment for this technology can be a very important competitive advantage and a factor that positively affects demand.

Choosing an acquiring bank

In case you are ready to organize acceptance of card payments using POS-terminals, you need to order devices from acquiring banks:

Russian Standard Bank
Russian Agricultural Bank
Alfa Bank

By providing software and implementing the integration, our company will provide all the necessary support and information services in acquiring devices, configuring and launching the solution.

Third-party integration

If you need to integrate the solution of a third-party POS-terminal manufacturer, we are ready to do all the necessary work. In order to integrate the terminal, we need to obtain an operation protocol (API) with a POS terminal via a COM port or a network connection. The API should allow you to initiate a payment transaction and receive the payment result (success, error, timeout). If necessary, we are ready to sign the NDA.

Modern market conditions dictate the need to accept cards for payment, due to the annual increase in the number of customers using bank cards to pay for goods and services. Today, the coverage of bank cards by the population is almost 80%. Reception of wireless payments is actively developing. In an effort to satisfy your potential demand for acceptance of non-cash payments, we offer a complete solution for accepting bank cards in self-service terminals.

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